Our Uncommon and Innovative Wealth Management Services

 

We will walk you through a step-by-step process, developing a customized financial program that will help make you feel confident in your decisions.

Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives.

We can help you execute a sound financial program utilizing the following products and services:

    Financial Planning

    shutterstock_161635325
    The process of determining your financial needs or goals for the future and the means to achieve them. Financial planning involves deciding what investments and activities would be most appropriate under both persona and broader economic circumstances. Eves&Haines Wealth Management has partnered with MoneyGuidePro, one of the best and most robust financial planning tools available.


    Investment Management

    The act or practice of an investment advisory firm (Eves&Haines Wealth Management) making investment decisions on your behalf.  Asset management will often open up more potential investment vehicles to you. We have partnered with IPS AdvisorPro to develop and provide you with your personal Investment Policy Statement, which will be your dynamic investment blueprint.
     
    Safe Leveraging Techniques
    Leverage is the use of fixed costs in order to increase the rate of return from an investment. Eves&Haines Wealth Management utilizes safe leveraging strategies that create investment leverage, taking on very little additional risk.
     
    Tax Advantaged Strategies
    Any act or structure that reduces the amount of tax you pay is a tax 
    advantage. For example,you may derive a tax advantage by investing
    in a tax-exempt bond as opposed to a corporate bond (not taxe-exempt).
    Numerous tax advantages are built into tax codes to encourage certain
    behavior. Eves&Haines Wealth Management believes utilizing tax
    advantages is paramount to an effective financial strategy.

    Exchange Traded Funds (ETFs)
    A basket of stocks similar to an index mutual fund. There are a number
    of important differences between ETFs and Mutual Funds. The ETF can
    be traded within the day, they can be shorted, purchased on margin,
    and there are often tax advantages over mutual funds.

    ETF Optimizationshutterstock_219051595(1)
    Eves&Haines Wealth Management implements optimization techniques
    using indicators from technical analysis to trade ETFs and increase your returns.

     Value Stocks
    Stocks with prices lower than their intrinsic value. Eves&Haines Wealth
    Management continuously monitors exemplary equities to find
    opportunities to buy these strong companies when they are “on sale.”

    Growth Stocks
    The stock of a firm that is expected to have above-average increases
    in revenues and earnings. These firms usually retain most earnings for
    reinvestment and therefore pay small dividends.

    Income Stocks
    A stock that pays a high dividend compared to other stocks.
    Income stocks are typically issued by blue chip or other
    well-established companies that have stable earnings and
    a solid financial outlook.

    Mutual Funds
    Mutual funds are pools of money that are managed by an investment company.
    They offer investors a variety of goals,depending on the fund and its investment
    charter. Eves&Haines Wealth Management uses only no-load
    or low-load Mutual Funds because we actively manage your investment
    accounts. Minimizing fees is a priority of Eves&Haines.

    Traditional IRA
    An investment retirement account in which you make tax deductible
    contributions up to a certain limit throughout your working life.

    Roth IRA
    A special type of individual retirement account in which contributions
    are made with after tax dollars. Distributions are tax-free so long as certain
    requirements are met (including holding period and age). All earnings within
    the account are free of taxation. Eves&Haines Wealth Management will show
    you how a Roth IRA can be used by high net income individuals.

    401k Rolloverswheatfield
    The act of changing the institution that invests your qualified employer sponsored retirement plan without incurring a tax penalty.

    IRA Transfers
    The direct transfer of assets in an individual retirement account from your current trustee to Eves&Haines Wealth Management. With an IRA transfer, you do not take physical possession of theIRA assets; thus, there are no tax consequences.

     Pension Analysis
    A pension is an employer’s plan that's designed to provide retirement income to employees who have vested,or worked enough years, to qualify for the income. Eves&Haines Wealth Management will analyze your pension and advise on how to maximize your benefits.

    Pension Maximization
    It is strongly advised that before electing any pension distribution plan,
    you consult with Eves&Haines Wealth Management to ensure maximizing
    your benefit and protecting your pension.

    Municipal and Corporate Bonds
    Bonds are debt securities issued by corporations and governments.
    Bonds are, infact, loans that you and other investors make to the issuers
    in return for the promise of being paid interest, usually, but not always, 
    at a fixed rate over the loan term. The issuer also promises to repay the
    loan principal at maturity, on time and in full. Municipal Bonds are typically
    exempt from federal income tax and can be exempt from state income tax
    if you purchase Municipal Bonds in the state where you live.

    Retirement Planningshutterstock_98116319(1)
    The goal of retirement planning with Eves&Haines Wealth Management
    is to achieve financial independence and maintain or exceed the
    standard of living that you desire.

    Retirement Distribution
    Eves&Haines Wealth Management will help you determine how and
    when to best draw upon your assets in retirement so that your
    retirement income is sustainable no matter how old you live to be.

    Estate Planning
    Estate planning typically attempts to eliminate uncertainties over
    the administration of a probate and maximize the value of the estate
    by reducing taxes and other expenses. Eves&Haines specializes in
    maximizing the legacy you can leave to your loved ones and
    organizations that you want to support.

    College Savings Planfamily-bbq
    There are a variety of College Savings Plans available to you.  Eves&Haines Wealth Management will help you determine the best way for you to save for your children/grandchildren’s education. We often utilizes less common approaches to college savings that offer you tax advantages.

    Annuities
    There are many kinds of annuities available to you.  Eves&Haines Wealth Management works with the most competitive annuity products on the market to build your financial portfolio.

    Insurance Products
    Eves&Haines Wealth Management can help you with life insurance and long term care insurance. We work with the best companies
    incorporating strategies like “Living Benefits,” “Infinite Banking,”
    and the “770 Account.” 

    There is more to long term care planning than just insurance.
    Eves&Haines Wealth Management includes anti-nursing home
    planning to keep you at home with your loved ones in those later years of life.