Our Uncommon and Innovative Wealth Management Services
We will walk you through a step-by-step process, developing a customized financial program that will help make you feel confident in your decisions.
Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives.
We can help you execute a sound financial program utilizing the following products and services:
The process of determining your financial needs or goals for the future and the means to achieve them. Financial planning involves deciding what investments and activities would be most appropriate under both persona and broader economic circumstances. Eves&Haines Wealth Management has partnered with MoneyGuidePro, one of the best and most robust financial planning tools available.
The act or practice of an investment advisory firm (Eves&Haines Wealth Management) making investment decisions on your behalf. Asset management will often open up more potential investment vehicles to you. We have partnered with IPS AdvisorPro to develop and provide you with your personal Investment Policy Statement, which will be your dynamic investment blueprint.
Safe Leveraging Techniques
Leverage is the use of fixed costs in order to increase the rate of return from an investment. Eves&Haines Wealth Management utilizes safe leveraging strategies that create investment leverage, taking on very little additional risk.
Tax Advantaged Strategies
Any act or structure that reduces the amount of tax you pay is a tax
advantage. For example,you may derive a tax advantage by investing
in a tax-exempt bond as opposed to a corporate bond (not taxe-exempt).
Numerous tax advantages are built into tax codes to encourage certain
behavior. Eves&Haines Wealth Management believes utilizing tax
advantages is paramount to an effective financial strategy.
Exchange Traded Funds (ETFs)
A basket of stocks similar to an index mutual fund. There are a number
of important differences between ETFs and Mutual Funds. The ETF can
be traded within the day, they can be shorted, purchased on margin,
and there are often tax advantages over mutual funds.
Eves&Haines Wealth Management implements optimization techniques
using indicators from technical analysis to trade ETFs and increase your returns.
Stocks with prices lower than their intrinsic value. Eves&Haines Wealth
Management continuously monitors exemplary equities to find
opportunities to buy these strong companies when they are “on sale.”
The stock of a firm that is expected to have above-average increases
in revenues and earnings. These firms usually retain most earnings for
reinvestment and therefore pay small dividends.
A stock that pays a high dividend compared to other stocks.
Income stocks are typically issued by blue chip or other
well-established companies that have stable earnings and
a solid financial outlook.
Mutual funds are pools of money that are managed by an investment company.
They offer investors a variety of goals,depending on the fund and its investment
charter. Eves&Haines Wealth Management uses only no-load
or low-load Mutual Funds because we actively manage your investment
accounts. Minimizing fees is a priority of Eves&Haines.
An investment retirement account in which you make tax deductible
contributions up to a certain limit throughout your working life.
A special type of individual retirement account in which contributions
are made with after tax dollars. Distributions are tax-free so long as certain
requirements are met (including holding period and age). All earnings within
the account are free of taxation. Eves&Haines Wealth Management will show
you how a Roth IRA can be used by high net income individuals.
The act of changing the institution that invests your qualified employer sponsored retirement plan without incurring a tax penalty.
The direct transfer of assets in an individual retirement account from your current trustee to Eves&Haines Wealth Management. With an IRA transfer, you do not take physical possession of theIRA assets; thus, there are no tax consequences.
A pension is an employer’s plan that's designed to provide retirement income to employees who have vested,or worked enough years, to qualify for the income. Eves&Haines Wealth Management will analyze your pension and advise on how to maximize your benefits.
It is strongly advised that before electing any pension distribution plan,
you consult with Eves&Haines Wealth Management to ensure maximizing
your benefit and protecting your pension.
Municipal and Corporate Bonds
Bonds are debt securities issued by corporations and governments.
Bonds are, infact, loans that you and other investors make to the issuers
in return for the promise of being paid interest, usually, but not always,
at a fixed rate over the loan term. The issuer also promises to repay the
loan principal at maturity, on time and in full. Municipal Bonds are typically
exempt from federal income tax and can be exempt from state income tax
if you purchase Municipal Bonds in the state where you live.
The goal of retirement planning with Eves&Haines Wealth Management
is to achieve financial independence and maintain or exceed the
standard of living that you desire.
Eves&Haines Wealth Management will help you determine how and
when to best draw upon your assets in retirement so that your
retirement income is sustainable no matter how old you live to be.
Estate planning typically attempts to eliminate uncertainties over
the administration of a probate and maximize the value of the estate
by reducing taxes and other expenses. Eves&Haines specializes in
maximizing the legacy you can leave to your loved ones and
organizations that you want to support.
College Savings Plan
There are a variety of College Savings Plans available to you. Eves&Haines Wealth Management will help you determine the best way for you to save for your children/grandchildren’s education. We often utilizes less common approaches to college savings that offer you tax advantages.
There are many kinds of annuities available to you. Eves&Haines Wealth Management works with the most competitive annuity products on the market to build your financial portfolio.
Eves&Haines Wealth Management can help you with life insurance and long term care insurance. We work with the best companies
incorporating strategies like “Living Benefits,” “Infinite Banking,”
and the “770 Account.”
There is more to long term care planning than just insurance.
Eves&Haines Wealth Management includes anti-nursing home
planning to keep you at home with your loved ones in those later years of life.